Recently In the Month of September 2019, Central Government has launched Official Website@ maandhan.in for All PM Pension Scheme. Under this Portal, Anyone may apply online for PM-KYM, PM-SYM and NPS Scheme. under the Mandhan Yojana Online Portal, you will get all the online services. You may easily enroll under these three Scheme without paying any processing fee.
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PM Mandhan Pension For All
To overcome the economic, financial and social security problems of the residents of India the government has come up with many such schemes which will benefit the household suffering from these problems. The schemes focus on solving social security problems prevailing in the country such as Pension for old age, Life Insurance covers, etc.
About mandhan.in
To gain the trust of the economically backward people and the people who are below the poverty line. Central Government has Launched Many pension schemes or Mandhan Yojana. There are different three types of Mandhan Yojana have Introduced by Central Government of India. Today in this article we are going to discuss PM Pension Scheme All Details
PM Kisan Pension Scheme
Pradhan Mantri Kisan Pension Yojana Or Pradhan Mantri Kisan Maandhan Yojana is a government scheme meant for old age protection and social security of Small and Marginal Farmers (SMF). This scheme will help to upgrade the position of small and marginal farmers in society and help them to give social security through pension.
PM-SYM Yojana 2019-20
Pradhan Mantri Shram Yogi Maandhan Yojana is a government scheme meant for old age protection and social security of unorganized workers. This scheme will help and prepare a sense of security among the group of unorganized workers those who find it very hard to carry on the day-to-day business as because their income is very less. The scheme will aim to deliver social security after retirement to the workers.
PM Laghu Vyapari Pension Yojana 2019-20
National Pension Scheme For Traders And Self Employed Persons Yojana / Pradhan Mantri Laghu Vyapari Mandhan Yojana is a government scheme meant for old age protection and social security of Shopkeeper’s, Retail traders and Self Employed persons. The scheme will help to attain social security to the retailers and self-employed persons by providing them pensions.
Benefits Of Mandhan Yojana
Under Pradhan Mantri Kisan Pension Yojana:–
- On the maturity of the scheme, the beneficiaries will be entitled to obtain a monthly pension of Rs. 3000/-
- If the farmer dies, the spouse of the farmer shall be entitled to receive 50% of the pension as a family pension.
- The pension amount helps pension holders to aid their financial requirements.
- The applicants between the age group of 18 to 40 years will have to make monthly contributions ranging between Rs 55 to Rs 200 per month till they attain the age of 60.
- Once the applicant attains the age of 60, he/ she can claim the pension amount.
- Every month a fixed pension amount gets deposited in the pension account of the respective individual.
Note – Family pension is applicable only to spouse
The Under Pradhan Mantri Shram Yogi Mandhan Yojana And Pradhan Mantri Laghu Vyapari Man-Dhan Yojana Are As Follows
- On the maturity of the scheme, the beneficiaries will be entitled to obtain a monthly pension of Rs. 3000/-
- The pension amount helps pension holders to aid their financial requirements.
- The scheme is a tribute to the workers in the Unorganized sectors who contribute around 50 percent of the nation’s Gross Domestic Product (GDP).
- The applicants between the age group of 18 to 40 years will have to make monthly contributions ranging between Rs 55 to Rs 200 per month till they attain the age of 60.
- Once the applicant attains the age of 60, he/ she can claim the pension amount.
- Every month a fixed pension amount gets deposited in the pension account of the respective individual.
Eligibility Criteria Under Mandhan Yojana
To be eligible under the Madhan scheme of 2019, the candidates must follow the eligibility criteria given separately for each scheme.
For Pradhan Mantri Kisan Pension Yojana:-
- The applicant must be a Small and Marginal Farmer.
- Age should be between 18 to 40 years.
- Should have a cultivable land up to 2 hectares as per land records of the concerned State/UT
For Pradhan Mantri Shram Yogi Mandhan Yojana:-
- The applicants must be an unorganized Worker (UW)
- Age should be between 18 to 40 years
- Monthly Income Rs 15000 or below
Pension Scheme For Small Traders And Self Employed Persons
- This scheme is only for self-employed shop owners, retail owners, and other vyapari.
- Age should be between 18 to 40 years
- Annual turnover should not exceed Rs 1.5 crore.
Restrictions Under Mandhan Yojana
Certain restrictions of Mandhan Scheme are as follows. The restrictions mandatory under each scheme is giving separately.
For Pradhan Mantri Kisan Pension Yojana
The following people are not eligible for the said scheme:-
- SMFs covered under any other statutory social security schemes such as the National Pension Scheme (NPS), Employees’ State Insurance Corporation scheme, Employees’ Fund Organization Scheme, etc.
- Farmers who have opted for Pradhan Mantri Shram Yogi Maandhan Yojana and Pradhan Mantri Vyapari Maandhan administered by the Ministry of Labour & Employment.
- The following categories of beneficiaries of higher economic status shall not be eligible for benefits under the scheme –
- All Institutional Landholders
- Former and present holders of constitutional posts
- Former and present Ministers/ State Ministers and former/present Members of Lok Sabha/ Rajya Sabha/ State Legislative Assemblies/ State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.
- All serving or retired officers and employees of Central/ State Government Ministries/ Offices/Departments and their field units, Central or State PSEs and Attached offices/ Autonomous Institutions under Government as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff / Class IV/Group D employees).
- All Persons who paid Income Tax in last assessment year.(f) Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out profession by undertaking practice.
For Pradhan Mantri Shram Yogi Mandhan Yojana
The following people are not eligible for the said scheme:-
- Engaged in Organized Sector (a member of EPFO/NPS/ESIC)
- An income taxpayer
For National Pension Scheme For Traders And Self Employed Persons Yojana
The following people are not eligible for the said scheme:-
- Covered under any National Pension Scheme contributed by the Central Government or member of EPFO/NPS/ESIC
- An income tax payer
- Enrolled under Pradhan Mantri Shram Yogi Maandhan Yojana or Pradhan Mantri Kisan Maandhan Yojana administered by the Ministry of Labour & Employment or Ministry of Agriculture & Farmers Welfare, respectively
How TO Apply For Mandhan Yojana 2020
The application procedure for all the three Mandhan Yojana is quite similar. Thus, to apply for any of the said MANDHAN scheme you just have to follow the simple steps given below or may visit at the official website:-
Step To Apply Through CSC Centre
- First, the applicants need to visit the nearest Common Service Centre (CSC).
- Before visiting the common services Centre the applicant should have the following documents kept ready –
- Aadhaar Card
- Savings Bank Account Number along with IFSC Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account )
- A fee must be provided to Village Level Entrepreneur (VLE)
- The VLE will link the Aadhar Card details to the application form.
- Then the personal and bank details will be filled by the VLE
- Auto calculation of monthly contribution payable according to age of the Subscriber will be done
- Subscriber will have to pay the 1st subscription amount in cash to the VLE.
- Enrolment cum Auto Debit mandate form will be printed and will be further signed by the subscriber.
- VLE will scan the same and upload it into the system.
- A unique Kisan Pension Account Number (KPAN) will be generated and Kisan Card will be printed.
Step to Apply Mandhan Yojana Through Mobile
- First, the applicant must visit the official website
- A login page will appear
- The applicants must provide their phone number at the given space.
- Provide other asked details such as name, email and captcha code.
- Click on generate OTP.
- Enter the OTP sent on your registered phone number.
- An application form will be displayed on your screen.
- Provide personal, bank and all the other details
- Submit the form
- Take a printout of the application form
Apply Online for PM- KMY Scheme
- After the Successful Registration under the Mandhan Pension For All Portal Login With your Email ID and Mobile Number.
- Now at After The Successful Login, you will get Enrollment Option Click on this Option and then Choose “Pradhan Mantri Kisan Mandhan Yojana” Option.
- After that “PM- KMY Enrollment Form” will open in front of you like this.
- Now Fill all the required Details Carefully and in the last click on the submit button.
Online Enrollment Under PM- SYM Scheme
- After the Successful Registration under the Mandhan Pension For All Portal Login With your Email ID and Mobile Number.
- Now at After The Successful Login, you will get Enrollment Option Click on this Option and then Choose “PM- SYM Scheme” Option.
- After that “PM- SYM Enrollment Form” will open in front of you like this.
- Now Fill all the required Details Carefully and in the last click on the submit button.
Apply Online For National Pension Scheme For traders
- After the Successful Registration under the Mandhan Pension for All Portal Login With your Email ID and Mobile Number.
- Now at After The Successful Login you will get Enrollment Option Click on this Option and then Choose “National Pension Scheme” Option.
- After that “NPS Enrollment Form” will open in front of you like this.
- Now Fill all the required Details Carefully and in the last click on the submit button.